Fulton Family Dental
Financial Policy
We believe the financial side of dental care should be as clear as the clinical side. Here's how payment works at our office — no surprises, no fine print you'll meet for the first time at checkout.
The Basics
- All patients complete our Patient Information Form before seeing the dental professional.
- Full payment for the calculated copay of your appointment is due at the time of service.
- We accept cash, checks, Visa, MasterCard, American Express, Discover, and CareCredit. Monthly payment plans are also available through Cherry and CareCredit.
- We bill your insurance company as a courtesy. Your estimated portion of each service is due at the time of service.
Adult Patients
Adult patients are responsible for full payment at the time of service.
Minors Accompanied by an Adult
The adult accompanying a minor, or the minor's parents or guardians, are responsible for full payment at the time of service.
Unaccompanied Minors
Parents or guardians are responsible for full payment at the time of service. Non-emergency treatment will be denied unless charges have been pre-authorized to an approved credit plan, or to Visa, MasterCard, American Express or Discover.
Insurance
We provide insurance company billing as a courtesy to our patients. Your estimated portion of each dental service is due at the time of service, and that amount may be adjusted once your insurance company adjudicates the claim.
Some insurance plans limit how much they reimburse each plan year. If you or your family exceed those annual limits, you are responsible for the full amount of services beyond them. You are responsible for monitoring your remaining benefits in any benefit period; information our team provides about your remaining benefits is an estimate you should not rely on as a guarantee.
The claims we submit indicate that you have assigned your benefits to the doctor. If your insurance company pays you instead, you become responsible for the total account balance, and payment is expected immediately. If you have more than one dental insurance plan, we'll gladly help you obtain the maximum benefits available. You are always responsible for any charges your insurance does not cover.
In consideration for professional services rendered, you agree to pay for services at the time of treatment. A finance charge of 1.75% per month (21% annually) applies to any balance not paid within 60 days, unless written financial arrangements have been established.
Missed Appointments & Short-Notice Cancellations
Your appointment time is reserved just for you. Without 48 hours advance notice, a $75 fee applies to any missed appointment, and it must be paid before future office visits. Need to reschedule? Call or text us at (916) 929-3737 as soon as you know.
Questions About Your Bill?
Our front office team is happy to walk through your estimate, benefits, or payment options before treatment begins. Reach us at (916) 929-3737, or admin@fultonfamilydental.com, or learn more about payment and financing options and insurance.