Billing & Care · Sacramento, CA
Financing & Payment Options
Quality dental care shouldn't require raiding your savings. From insurance to monthly payment plans, we'll help you find the way to pay that fits your budget — with a clear written estimate before any treatment begins.
Ways To Pay
Dental Insurance
In-network with all Delta Dental plans, and we gladly accept virtually every PPO plan. We verify your benefits before treatment and give you a written estimate of your share — no surprise bills.
About InsuranceCash & Cards
We accept cash, Visa, Mastercard, and American Express. Insured or not, you get the same quality care and the same fees — world-class labs and the best materials, for everyone.
Cherry Monthly Plans
Split your treatment into easy monthly payments with Cherry. Applying takes about a minute, with no impact to your credit score.
Explore Cherry FinancingCareCredit
A healthcare credit line accepted at our office, with promotional financing options that work well for larger treatment plans. Ask our front office for details.
No Surprise Bills
Before any treatment starts at our Arden-Arcade office, you'll know exactly what it costs and exactly what your insurance covers. Our front office team verifies your benefits, walks you through your options in plain language, and puts your estimate in writing — with no pressure to commit.
Financing Questions
Does applying for Cherry affect my credit score?
No — Cherry uses a soft credit check to show your options, which does not impact your credit score. See our Cherry Financing page to check your options in about a minute.
Which insurance plans do you accept?
We accept most major PPO dental plans. We don't participate in HMO networks or Denti-Cal. Not sure what you have? Send us your plan details and we'll check your benefits before your visit.
What if I don't have dental insurance?
You'll pay the same fees our insured patients do — we never mark up for cash patients. Combine that with Cherry or CareCredit monthly plans, and quality care stays within reach.
Can I split a large treatment plan into phases?
Often, yes. Dr. Kathiriya can sequence many treatment plans so the most urgent work happens first and the rest is scheduled around your budget. Ask about phasing at your exam.
Let's Talk Numbers — Before Treatment
Have questions about insurance or payments? Call us or book a visit and we'll map out your options together.